Onsite & Desk Reviews
Site inspections and remote claim-file reviews completed according to the assignment from the claim examiner.
RSK Restoration
When the estimate and the loss don't match, we find out why.
Onsite and desk review of disputed repair estimates: scope, line-item pricing, supplements, and site conditions checked against what the documentation actually supports.
Qualified by State of Florida Certified General Contractor • CGC034014 • MRSA5776
More than 40 years of construction experience applied to one question: does this estimate reflect the real repair?
ScopeRepair sequence, inclusions, exclusions, and missed tasks.
PricingLine-item pricing, local market context, and labor assumptions.
DocumentationPhotos, notes, diagrams, prior estimates, and claim file support.
Review FormatOnsite inspections and desk reviews as assigned by the claim examiner.
Credentialed ReviewQualified by State of Florida Certified General Contractor license CGC034014 • MRSA5776.
Industry ExperienceMore than 40 years of construction experience behind the review.
Services
Clear estimate analysis for disputed claim files.
Estimate Review
Line-by-line review of repair estimates against the documented loss and what the construction actually requires: flagging scope and pricing that the file doesn't support.
Adjuster Estimate Comparison
Comparison of claim department estimates against field adjuster work product, photos, diagrams, notes, and available contractor documentation.
Supplement Review
Separates supportable scope additions from duplicated, unsupported, and overstated items.
Pricing Findings
Written findings that pinpoint pricing discrepancies, omitted items, methodology problems, and documentation gaps.
Process
A focused review built for claim resolution.
- 01
Receive the assignment
The in-house claim examiner identifies whether the file requires an onsite review or desk review.
- 02
Collect the file
Estimates, adjuster notes, photos, diagrams, supplements, and relevant claim correspondence are reviewed together.
- 03
Reconcile scope
The claimed repair work is compared against documented damages, repair logic, and trade sequencing.
- 04
Evaluate pricing
Line items, quantities, labor assumptions, and supporting explanations are tested against the file.
- 05
Deliver findings
You receive written findings that identify unsupported scope, pricing gaps, methodology problems, and documentation issues.
Who It Helps
For claim teams handling disputed repair estimates.
This service is built for carrier-side claim review when a disputed repair estimate needs construction experience, file discipline, and a clear scope-and-pricing reconciliation.
Insurance claim departments
In-house claim examiners
Desk review units
Field adjuster oversight
Supplement review teams
Large-loss and complex claim review
Start a Review
Send the basics of the disputed estimate.
Send the current estimate, photos, adjuster notes, supplements, and the assignment type requested by the claim examiner.